Net Worth Calculator
Get a clear picture of your financial health. Our Net Worth Calculator adds up all your assets (investments, property, savings) and subtracts liabilities (loans, credit cards) to show your real net worth.
Total Assets
₹64.00 L
Total Liabilities
₹33.00 L
Net Worth
₹31.00 L
Assets
Liabilities
Net Worth
Net Worth = Total Assets − Total Liabilities Assets: Cash, Investments, Property, Vehicles, Gold, etc. Liabilities: Home Loan, Car Loan, Personal Loan, Credit Card Debt, etc.
Examples
Middle-class household
Result: Assets: ₹85L | Liabilities: ₹42L | Net Worth: ₹43L
Property, savings, and FDs minus home and car loan.
Young professional (28 years)
Result: Assets: ₹12L | Liabilities: ₹5L | Net Worth: ₹7L
Mutual funds and savings minus credit card and personal loan.
Frequently Asked Questions
What is a good net worth at 30?
A common benchmark is to have a net worth equal to your annual salary by 30, and 3× salary by 40. But individual circumstances vary widely.
Should I include home equity in net worth?
Yes. Home equity (property value minus outstanding loan) is a significant asset for most Indian households.